Cookie Policy

Upon your next visit to the site, your browser returns those data files, enabling the site to identify your connection, retain your settings or track page performance. Equivalent mechanisms - including browser storage, temporary session memory and minimal analytical pixels - function similarly, and this policy addresses all of them as "cookies".

A cookie generally contains the name of the site that set it, a value (often a random identifier) and an expiry date. Cookies cannot read other files on your device and are not programs.

National Financial Inclusion Programme uses cookies to keep the website secure and functional, to remember the choices you make, to understand which pages are useful, and - where you have agreed - to measure the performance of our marketing. Strictly necessary cookies are set as soon as you open the site because the site cannot work without them. All other categories are only activated after you give consent, and you may withdraw that consent at any time.

Strictly necessary cookies

These enable essential site operation: they sustain your connection as you browse pages, distribute server load, safeguard input fields from robotic attacks and store your previously selected cookie preferences. They do not generate a personal profile and cannot be disabled through our preference tool, since eliminating them would break critical features like user authentication.

Preference (functionality) cookies

These store your selected preferences - such as site language, geographic location, viewing mode or whether you have closed a notification. They improve site usability but are optional; if you decline them, the site functions normally and simply requests your settings each time you visit.

Analytics (performance) cookies

These help us count visits, see which pages are read, how long people stay and where errors occur. The reporting is aggregated: it tells us that a page is popular or slow, not who you are. We use the results to fix problems and to improve the structure of the site.

Marketing (advertising) cookies

These record that you arrived from a particular campaign or advertisement, help avoid showing you the same message repeatedly, and measure whether a campaign led to a sign-up. They may be read by advertising partners on other websites. They are only set with your explicit consent.

Session cookies persist only during an active browser session and vanish automatically once you shut the window. Persistent cookies last until their set expiration time or you manually remove them; on this site they remain active from several days up to approximately two years based on their function. Each cookie's specific expiration can be viewed in your browser's stored data settings.

We keep the record of your consent choices for a limited period so that the banner does not reappear at every visit; after that period we will ask again.

Some cookies are set by service providers acting on our behalf, for example providers of web analytics, content delivery, fraud prevention or advertising measurement. These providers may read their own cookies when you visit other sites that use the same services. We do not control the content of third-party cookies; their use of the data they collect is governed by their own privacy and cookie notices.

Where a third-party cookie is not strictly necessary, it is only placed after you have consented through the cookie banner. If you would like a list of the providers currently in use, contact support and we will provide the up-to-date details.

Through our banner

Use the cookie banner or the cookie settings link on the site to accept or reject the preference, analytics and marketing categories. Rejecting a category stops new cookies of that type from being written; cookies already stored can be cleared through your browser.

Through your browser

All standard browsers let you review saved cookies, remove them one at a time or all together, restrict cookies from certain sites, prevent all third-party cookies, or clean everything when closing the browser. These options typically appear in a menu called "Settings", then "Privacy", "Security settings", "Website permissions" or "Storage and cookies". Mobile browsers provide identical functionality in their preferences panels, and mobile systems include dedicated controls for tracking identifiers.

Private browsing

Using a private or incognito mode for browsing means most cookies are removed when you exit that session, although this does not stop them from being created during your time there.

Blocking strictly necessary cookies will prevent parts of the site from working: you may be unable to stay signed in, submit a form or complete a secure step. Blocking preference cookies means settings such as language are not remembered. Blocking analytics or marketing cookies has no effect on functionality - you will simply not be counted in our statistics and campaign measurement.

We assess this policy regularly and revise it as our cookie usage, underlying systems or legal requirements shift. The latest version is always shared on this page; significant updates will be announced on the site or in our cookie notice, and your ongoing use following the revision indicates acceptance of the new terms.

Should you have concerns regarding this policy, seek specifics about a particular cookie or need to assert a privacy-related right, kindly reach out to our service team via the contact page. Relevant materials are available in the footer section of all pages, such as our Data Protection Statement.

Read the Privacy Policy